/* Tirelire.ch — Editorial finance magazine */

:root {
  /* Type */
  --font-sans: "Plus Jakarta Sans", system-ui, sans-serif;
  --font-serif: "Instrument Serif", "Source Serif Pro", Georgia, serif;
  --font-mono: "JetBrains Mono", ui-monospace, monospace;

  /* Light palette */
  --bg: #FAFAF6;
  --bg-2: #F1EFE7;
  --bg-3: #E6E3D6;
  --surface: #FFFFFF;
  --line: #1A1D1A1A;
  --line-strong: #1A1D1A22;
  --ink: #15181A;
  --ink-2: #4C524E;
  --ink-3: #7A807B;

  --primary: #1E8E5C;
  --primary-deep: #0F4A30;
  --primary-soft: #E1F2E8;
  --primary-tint: #F2F9F5;

  --accent: #F2C035;
  --accent-soft: #FBEFC1;

  --warn: #E0763B;

  --radius-xs: 6px;
  --radius-sm: 10px;
  --radius-md: 16px;
  --radius-lg: 22px;
  --radius-xl: 32px;

  --shadow-sm: 0 1px 2px rgba(20,24,22,0.04), 0 1px 1px rgba(20,24,22,0.03);
  --shadow-md: 0 12px 32px -16px rgba(20,24,22,0.18), 0 2px 6px rgba(20,24,22,0.04);
  --shadow-lg: 0 30px 60px -30px rgba(20,24,22,0.25), 0 6px 16px rgba(20,24,22,0.06);
}

[data-theme="dark"] {
  --bg: #0E120F;
  --bg-2: #161B17;
  --bg-3: #1F2620;
  --surface: #181E1A;
  --line: #ffffff14;
  --line-strong: #ffffff22;
  --ink: #F3F1E8;
  --ink-2: #B8BDB5;
  --ink-3: #777C76;

  --primary: #4CC689;
  --primary-deep: #87E3B0;
  --primary-soft: #173324;
  --primary-tint: #11221A;

  --accent: #F2C035;
  --accent-soft: #3A2F0F;
}

* { box-sizing: border-box; }

html, body {
  margin: 0;
  padding: 0;
  background: var(--bg);
  color: var(--ink);
  font-family: var(--font-sans);
  font-feature-settings: "ss01", "ss02";
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}

a { color: inherit; text-decoration: none; }
button { font-family: inherit; cursor: pointer; }

::selection { background: var(--primary); color: white; }

/* ============ Top Nav ============ */
.nav {
  position: sticky;
  top: 0;
  z-index: 30;
  background: color-mix(in srgb, var(--bg) 88%, transparent);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border-bottom: 1px solid var(--line);
}
.nav-inner {
  max-width: 1320px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  gap: 40px;
  padding: 18px 40px;
}
.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 700;
  letter-spacing: -0.02em;
  font-size: 19px;
}
.logo-mark {
  width: 32px;
  height: 32px;
  border-radius: 9px;
  background: var(--primary);
  display: grid;
  place-items: center;
  color: white;
  position: relative;
  flex-shrink: 0;
}
.logo-mark::before, .logo-mark::after {
  content: "";
  position: absolute;
  background: white;
  border-radius: 1.5px;
}
.logo-mark::before { width: 14px; height: 3.5px; }
.logo-mark::after { width: 3.5px; height: 14px; }
.logo-suffix { color: var(--ink-3); font-weight: 500; }

.nav-links {
  display: flex;
  gap: 28px;
  align-items: center;
}
.nav-links a {
  font-size: 14.5px;
  color: var(--ink-2);
  font-weight: 500;
  transition: color .15s;
}
.nav-links a:hover { color: var(--ink); }

.nav-right {
  margin-left: auto;
  display: flex;
  align-items: center;
  gap: 12px;
}

/* ============ Buttons ============ */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 14.5px;
  font-weight: 600;
  padding: 11px 18px;
  border-radius: 999px;
  border: 1px solid transparent;
  transition: transform .12s, background .15s, border-color .15s, color .15s;
  white-space: nowrap;
  letter-spacing: -0.005em;
}
.btn:active { transform: translateY(1px); }
.btn-primary {
  background: var(--ink);
  color: var(--bg);
}
[data-theme="dark"] .btn-primary {
  background: var(--primary);
  color: #0B1410;
}
.btn-primary:hover { background: var(--primary-deep); color: white; }
[data-theme="dark"] .btn-primary:hover { background: var(--primary-deep); color: #0B1410; }

.btn-secondary {
  background: transparent;
  color: var(--ink);
  border-color: var(--line-strong);
}
.btn-secondary:hover { background: var(--bg-2); }

.btn-ghost {
  background: transparent;
  color: var(--ink-2);
}
.btn-ghost:hover { color: var(--ink); }

.btn-accent {
  background: var(--accent);
  color: #2A2200;
}
.btn-accent:hover { background: #E8B11C; }

.btn-lg {
  font-size: 15.5px;
  padding: 14px 22px;
}
.btn-sm {
  font-size: 13px;
  padding: 8px 14px;
}

/* Icon button */
.icon-btn {
  width: 38px;
  height: 38px;
  display: grid;
  place-items: center;
  border-radius: 999px;
  background: transparent;
  border: 1px solid transparent;
  color: var(--ink-2);
}
.icon-btn:hover { background: var(--bg-2); color: var(--ink); }

/* ============ Layout ============ */
.container {
  max-width: 1320px;
  margin: 0 auto;
  padding: 0 40px;
}

/* ============ Hero ============ */
.hero {
  padding: 56px 0 28px;
  position: relative;
  overflow: hidden;
}
.hero-tag {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-size: 12.5px;
  font-weight: 600;
  color: var(--ink-2);
  letter-spacing: 0.04em;
  text-transform: uppercase;
  padding: 7px 14px;
  border: 1px solid var(--line-strong);
  border-radius: 999px;
  background: var(--surface);
}
.hero-tag .swiss-cross {
  width: 12px; height: 12px;
  background: #D52B1E;
  border-radius: 2px;
  position: relative;
  flex-shrink: 0;
}
.hero-tag .swiss-cross::before, .hero-tag .swiss-cross::after {
  content:"";
  position: absolute;
  background: white;
  border-radius: 0.5px;
}
.hero-tag .swiss-cross::before { left: 5px; top: 2px; width: 2px; height: 8px; }
.hero-tag .swiss-cross::after { top: 5px; left: 2px; height: 2px; width: 8px; }

.hero-display {
  font-size: clamp(56px, 7.6vw, 124px);
  line-height: 0.95;
  letter-spacing: -0.04em;
  font-weight: 700;
  margin: 28px 0 0;
  max-width: 14ch;
}
.hero-display em {
  font-family: var(--font-serif);
  font-style: italic;
  font-weight: 400;
  color: var(--primary);
  letter-spacing: -0.02em;
}
.hero-display .ampersand {
  font-family: var(--font-serif);
  font-style: italic;
  font-weight: 400;
}

.hero-bottom {
  display: grid;
  grid-template-columns: 1.1fr 1fr;
  gap: 80px;
  margin-top: 56px;
  align-items: end;
}
.hero-lede {
  font-size: 20px;
  line-height: 1.45;
  color: var(--ink-2);
  max-width: 38ch;
  font-weight: 400;
}
.hero-ctas {
  display: flex;
  gap: 12px;
  margin-top: 28px;
  align-items: center;
}
.hero-meta {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 13.5px;
  color: var(--ink-3);
  margin-top: 18px;
}
.hero-meta-dot {
  width: 6px; height: 6px; border-radius: 999px;
  background: var(--primary);
}

.hero-right {
  display: flex;
  flex-direction: column;
  gap: 18px;
}

/* Issue card */
.issue-card {
  border: 1px solid var(--line);
  background: var(--surface);
  border-radius: var(--radius-lg);
  padding: 22px 24px 20px;
  position: relative;
  overflow: hidden;
}
.issue-card-row {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  font-size: 12px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--ink-3);
  font-weight: 600;
}
.issue-card-num {
  font-family: var(--font-serif);
  font-style: italic;
  font-size: 100px;
  line-height: 0.95;
  letter-spacing: -0.04em;
  color: var(--ink);
  margin: 8px 0 0;
  font-weight: 400;
}
.issue-card-num sup {
  font-family: var(--font-sans);
  font-style: normal;
  font-size: 22px;
  font-weight: 600;
  color: var(--primary);
  vertical-align: top;
  margin-left: 2px;
  top: 18px;
  position: relative;
}
.issue-card-label {
  font-size: 14px;
  color: var(--ink-2);
  margin-top: 6px;
  max-width: 28ch;
}
.issue-card-foot {
  margin-top: 18px;
  padding-top: 14px;
  border-top: 1px solid var(--line);
  display: flex;
  justify-content: space-between;
  font-size: 13px;
  color: var(--ink-2);
}
.issue-card-foot strong { color: var(--ink); font-weight: 600; }

/* Quick stat card (smaller) */
.stat-card {
  border: 1px solid var(--line);
  background: var(--surface);
  border-radius: var(--radius-md);
  padding: 18px 20px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
}
.stat-card-label {
  font-size: 13px;
  color: var(--ink-2);
  max-width: 22ch;
  line-height: 1.35;
}
.stat-card-value {
  font-family: var(--font-serif);
  font-style: italic;
  font-size: 44px;
  line-height: 1;
  color: var(--primary);
  font-weight: 400;
}

/* Alpine silhouette decoration */
.alp-deco {
  position: absolute;
  bottom: -1px;
  left: 0;
  right: 0;
  height: 70px;
  pointer-events: none;
  opacity: 0.35;
}

/* ============ Marquee strip ============ */
.strip {
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  padding: 22px 0;
  background: var(--bg);
  margin-top: 56px;
  overflow: hidden;
}
.strip-inner {
  display: flex;
  gap: 56px;
  align-items: center;
  font-size: 13.5px;
  color: var(--ink-2);
  white-space: nowrap;
  font-weight: 500;
}
.strip-item { display:flex; align-items: center; gap: 10px; }
.strip-item strong { color: var(--ink); font-weight: 600; }
.strip-dot {
  width: 6px; height: 6px; border-radius: 999px;
  background: var(--ink-3);
}

/* ============ Section heading ============ */
.section {
  padding: 96px 0 24px;
}
.section-head {
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: end;
  gap: 40px;
  border-bottom: 1px solid var(--line-strong);
  padding-bottom: 22px;
  margin-bottom: 40px;
}
.section-kicker {
  font-size: 12px;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--ink-3);
  font-weight: 600;
  display: flex;
  align-items: center;
  gap: 10px;
}
.section-kicker::before {
  content: "";
  width: 26px; height: 1px; background: var(--ink-3);
}
.section-title {
  font-size: clamp(36px, 4.4vw, 64px);
  line-height: 1;
  letter-spacing: -0.03em;
  font-weight: 700;
  margin: 14px 0 0;
}
.section-title em {
  font-family: var(--font-serif);
  font-style: italic;
  font-weight: 400;
  color: var(--primary);
  letter-spacing: -0.01em;
}
.section-link {
  font-size: 14px;
  color: var(--ink-2);
  display: flex;
  align-items: center;
  gap: 6px;
  font-weight: 500;
}
.section-link:hover { color: var(--ink); }

/* ============ Guides grid ============ */
.guides {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1px;
  background: var(--line);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  overflow: hidden;
}
.guide {
  background: var(--surface);
  padding: 28px 26px 26px;
  display: flex;
  flex-direction: column;
  gap: 18px;
  min-height: 320px;
  transition: background .2s;
  cursor: pointer;
  position: relative;
}
.guide:hover { background: var(--bg-2); }
.guide-num {
  font-family: var(--font-serif);
  font-style: italic;
  font-size: 18px;
  color: var(--ink-3);
  font-weight: 400;
}
.guide-icon {
  width: 56px;
  height: 56px;
  border-radius: 14px;
  background: var(--primary-soft);
  color: var(--primary-deep);
  display: grid;
  place-items: center;
}
[data-theme="dark"] .guide-icon { color: var(--primary); }
.guide.is-accent .guide-icon { background: var(--accent-soft); color: #6B5400; }
[data-theme="dark"] .guide.is-accent .guide-icon { color: var(--accent); }
.guide-title {
  font-size: 24px;
  font-weight: 600;
  line-height: 1.1;
  letter-spacing: -0.02em;
  margin: 8px 0 0;
}
.guide-desc {
  font-size: 14px;
  color: var(--ink-2);
  line-height: 1.5;
  margin: 0;
  flex: 1;
}
.guide-tag {
  font-size: 11.5px;
  font-weight: 600;
  color: var(--ink-3);
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

/* ============ Featured editorial ============ */
.featured {
  display: grid;
  grid-template-columns: 1.3fr 1fr;
  gap: 60px;
  margin-top: 40px;
  align-items: start;
}
.featured-img {
  aspect-ratio: 4/5;
  border-radius: var(--radius-lg);
  position: relative;
  overflow: hidden;
  background: var(--bg-2);
  border: 1px solid var(--line);
  display: grid;
  place-items: center;
}
.featured-img.is-tall { aspect-ratio: 4/5; }
.featured-img-placeholder {
  position: absolute;
  inset: 0;
  background:
    repeating-linear-gradient(
      135deg,
      transparent 0,
      transparent 11px,
      var(--line) 11px,
      var(--line) 12px
    );
}
.featured-img-label {
  position: relative;
  z-index: 1;
  background: var(--surface);
  border: 1px solid var(--line);
  padding: 8px 14px;
  border-radius: 999px;
  font-family: var(--font-mono);
  font-size: 12px;
  color: var(--ink-2);
  letter-spacing: 0.02em;
}
.featured-img-tag {
  position: absolute;
  top: 20px; left: 20px;
  z-index: 2;
  background: var(--accent);
  color: #2A2200;
  font-size: 12px;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  font-weight: 700;
  padding: 6px 12px;
  border-radius: 999px;
}

.featured-text {
  display: flex;
  flex-direction: column;
  gap: 18px;
  padding-top: 12px;
}
.featured-kicker {
  font-size: 12px;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--primary);
  font-weight: 600;
}
.featured-title {
  font-size: clamp(34px, 3.6vw, 52px);
  line-height: 1;
  letter-spacing: -0.025em;
  font-weight: 700;
  margin: 0;
}
.featured-title em {
  font-family: var(--font-serif);
  font-style: italic;
  font-weight: 400;
}
.featured-lede {
  font-size: 17.5px;
  line-height: 1.55;
  color: var(--ink-2);
  margin: 0;
  max-width: 50ch;
}
.featured-byline {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-top: 6px;
  padding-top: 22px;
  border-top: 1px solid var(--line);
}
.featured-avatar {
  width: 40px; height: 40px;
  border-radius: 999px;
  background: linear-gradient(135deg, var(--primary), var(--primary-deep));
  display: grid;
  place-items: center;
  color: white;
  font-weight: 600;
  font-size: 14px;
  letter-spacing: -0.02em;
}
.featured-byline-text {
  font-size: 13.5px;
  color: var(--ink-2);
  line-height: 1.3;
}
.featured-byline-text strong { color: var(--ink); font-weight: 600; display:block; }

.featured-stats {
  margin-top: 14px;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
  padding-top: 24px;
  border-top: 1px solid var(--line);
}
.featured-stat-num {
  font-family: var(--font-serif);
  font-style: italic;
  font-size: 38px;
  line-height: 1;
  color: var(--ink);
  font-weight: 400;
}
.featured-stat-num span { color: var(--primary); font-family: var(--font-sans); font-style: normal; font-weight: 600; font-size: 18px; vertical-align: top; }
.featured-stat-label {
  font-size: 12.5px;
  color: var(--ink-3);
  margin-top: 6px;
  line-height: 1.35;
}

/* ============ Cantons table ============ */
.cantons {
  display: grid;
  grid-template-columns: 1.1fr 1.4fr;
  gap: 60px;
  align-items: start;
}
.cantons-intro {
  position: sticky;
  top: 100px;
}
.cantons-intro p {
  font-size: 16px;
  line-height: 1.6;
  color: var(--ink-2);
  margin: 18px 0 0;
}
.cantons-table {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  overflow: hidden;
}
.cantons-row {
  display: grid;
  grid-template-columns: 56px 1fr 130px 110px 80px;
  align-items: center;
  gap: 16px;
  padding: 16px 22px;
  font-size: 14px;
  border-bottom: 1px solid var(--line);
}
.cantons-row.is-head {
  font-size: 11.5px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--ink-3);
  font-weight: 600;
  background: var(--bg-2);
}
.cantons-row:last-child { border-bottom: none; }
.canton-flag {
  width: 32px;
  height: 32px;
  border-radius: 8px;
  background: var(--bg-2);
  display: grid;
  place-items: center;
  font-family: var(--font-serif);
  font-style: italic;
  font-size: 18px;
  color: var(--ink);
  border: 1px solid var(--line);
  font-weight: 400;
}
.canton-name strong { font-weight: 600; }
.canton-name span { color: var(--ink-3); font-size: 12.5px; margin-left: 8px; }
.canton-rate {
  font-variant-numeric: tabular-nums;
  font-weight: 600;
  font-size: 15px;
}
.canton-bar {
  height: 6px;
  background: var(--bg-2);
  border-radius: 999px;
  overflow: hidden;
  position: relative;
}
.canton-bar > span {
  position: absolute;
  inset: 0 auto 0 0;
  background: var(--primary);
  border-radius: 999px;
}
.canton-badge {
  font-size: 11.5px;
  font-weight: 600;
  padding: 4px 8px;
  border-radius: 999px;
  text-align: center;
  letter-spacing: 0.02em;
}
.canton-badge.is-low { background: var(--primary-soft); color: var(--primary-deep); }
[data-theme="dark"] .canton-badge.is-low { color: var(--primary); }
.canton-badge.is-mid { background: var(--accent-soft); color: #6B5400; }
[data-theme="dark"] .canton-badge.is-mid { color: var(--accent); }
.canton-badge.is-high { background: #F5E3D6; color: #8C3D11; }
[data-theme="dark"] .canton-badge.is-high { background: #3A1F11; color: #E0A07A; }

/* ============ Pillar 3a calculator ============ */
.calc {
  display: grid;
  grid-template-columns: 1fr 1.05fr;
  gap: 60px;
  align-items: stretch;
}
.calc-card {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  padding: 36px 36px 32px;
  display: flex;
  flex-direction: column;
  gap: 24px;
}
.calc-card.is-result {
  background: var(--ink);
  color: var(--bg);
  border-color: var(--ink);
}
[data-theme="dark"] .calc-card.is-result {
  background: var(--primary-soft);
  color: var(--ink);
}
.calc-row {
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.calc-label {
  font-size: 13px;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: var(--ink-3);
  font-weight: 600;
}
.calc-card.is-result .calc-label {
  color: var(--ink-3);
  opacity: 0.7;
}
[data-theme="dark"] .calc-card.is-result .calc-label { color: var(--ink-2); opacity: 1; }

.calc-input {
  display: flex;
  align-items: baseline;
  gap: 8px;
  padding: 14px 18px;
  background: var(--bg-2);
  border-radius: 12px;
  font-size: 18px;
  font-weight: 500;
}
.calc-input span { color: var(--ink-3); font-size: 14px; }
.calc-input input {
  background: transparent;
  border: none;
  outline: none;
  font: inherit;
  color: inherit;
  width: 100%;
  font-variant-numeric: tabular-nums;
}

.calc-slider-row {
  display: flex;
  align-items: center;
  gap: 20px;
}
.calc-slider {
  flex: 1;
  height: 6px;
  background: var(--bg-2);
  border-radius: 999px;
  position: relative;
}
.calc-slider-fill {
  position: absolute;
  inset: 0 auto 0 0;
  background: var(--primary);
  border-radius: 999px;
}
.calc-slider-thumb {
  position: absolute;
  top: 50%; transform: translate(-50%, -50%);
  width: 22px; height: 22px;
  background: white;
  border: 1.5px solid var(--primary);
  border-radius: 999px;
  box-shadow: 0 2px 6px rgba(0,0,0,0.1);
}
.calc-slider-value {
  font-variant-numeric: tabular-nums;
  font-weight: 600;
  font-size: 16px;
  min-width: 60px;
  text-align: right;
}

.calc-result-num {
  font-family: var(--font-serif);
  font-style: italic;
  font-size: clamp(60px, 7vw, 96px);
  line-height: 1;
  letter-spacing: -0.03em;
  font-weight: 400;
}
.calc-result-num sup {
  font-family: var(--font-sans);
  font-style: normal;
  font-weight: 600;
  font-size: 22px;
  color: var(--primary);
  vertical-align: top;
  margin-left: 4px;
  top: 14px;
  position: relative;
}
.calc-card.is-result .calc-result-num sup { color: var(--primary); }
[data-theme="dark"] .calc-card.is-result .calc-result-num sup { color: var(--primary-deep); }

.calc-result-split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
  padding-top: 24px;
  border-top: 1px solid #ffffff22;
  margin-top: auto;
}
[data-theme="dark"] .calc-result-split { border-color: var(--line); }
.calc-split-row .num {
  font-family: var(--font-serif);
  font-style: italic;
  font-size: 32px;
  line-height: 1;
  font-weight: 400;
}
.calc-split-row .lbl {
  font-size: 12.5px;
  margin-top: 6px;
  opacity: 0.7;
}

/* ============ CTA / newsletter ============ */
.cta {
  position: relative;
  padding: 80px 60px;
  border-radius: var(--radius-xl);
  background: var(--primary-tint);
  border: 1px solid var(--line);
  overflow: hidden;
  display: grid;
  grid-template-columns: 1.3fr 1fr;
  gap: 60px;
  align-items: center;
}
.cta-title {
  font-size: clamp(40px, 4.6vw, 64px);
  line-height: 1;
  letter-spacing: -0.03em;
  font-weight: 700;
  margin: 0;
}
.cta-title em {
  font-family: var(--font-serif);
  font-style: italic;
  font-weight: 400;
  color: var(--primary);
}
.cta-lede {
  font-size: 17px;
  line-height: 1.5;
  color: var(--ink-2);
  max-width: 44ch;
  margin: 18px 0 0;
}
.cta-form {
  display: flex;
  gap: 8px;
  padding: 8px;
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: 999px;
  box-shadow: var(--shadow-sm);
}
.cta-form input {
  flex: 1;
  background: transparent;
  border: none;
  outline: none;
  font: inherit;
  font-size: 15px;
  padding: 10px 16px;
  color: var(--ink);
}
.cta-form input::placeholder { color: var(--ink-3); }

.cta-bullets {
  margin-top: 22px;
  display: flex;
  flex-wrap: wrap;
  gap: 18px;
  font-size: 13px;
  color: var(--ink-2);
}
.cta-bullet { display:flex; align-items:center; gap:8px; }
.cta-bullet svg { color: var(--primary); }

.cta-deco {
  position: relative;
  aspect-ratio: 1;
  border-radius: var(--radius-lg);
  background: var(--surface);
  border: 1px solid var(--line);
  padding: 30px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}
.cta-deco-num {
  font-family: var(--font-serif);
  font-style: italic;
  font-size: 140px;
  line-height: 0.85;
  color: var(--primary);
  font-weight: 400;
  letter-spacing: -0.04em;
}
.cta-deco-foot { font-size: 13px; color: var(--ink-2); max-width: 24ch; line-height: 1.4;}
.cta-deco-foot strong { color: var(--ink); font-weight: 600; display:block; margin-bottom:4px;}

/* ============ Footer ============ */
.footer {
  margin-top: 120px;
  border-top: 1px solid var(--line);
  padding: 56px 0 30px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  gap: 48px;
  margin-bottom: 56px;
}
.footer h4 {
  font-size: 11.5px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  font-weight: 600;
  color: var(--ink-3);
  margin: 0 0 16px;
}
.footer ul { list-style: none; padding: 0; margin: 0; display: flex; flex-direction: column; gap: 10px; }
.footer a { font-size: 14.5px; color: var(--ink-2); }
.footer a:hover { color: var(--ink); }
.footer-meta {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-top: 28px;
  border-top: 1px solid var(--line);
  font-size: 13px;
  color: var(--ink-3);
}

/* ============ Design System showcase ============ */
.ds {
  background: var(--bg-2);
  padding: 100px 0 80px;
  margin-top: 80px;
  border-top: 1px solid var(--line);
}
.ds-head {
  text-align: center;
  margin-bottom: 56px;
}
.ds-eyebrow {
  font-size: 12px;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--primary);
  font-weight: 600;
}
.ds-title {
  font-size: clamp(40px, 4.6vw, 60px);
  line-height: 1;
  letter-spacing: -0.03em;
  font-weight: 700;
  margin: 16px 0 0;
}
.ds-title em {
  font-family: var(--font-serif);
  font-style: italic;
  font-weight: 400;
  color: var(--primary);
}
.ds-grid {
  display: grid;
  grid-template-columns: repeat(12, 1fr);
  gap: 24px;
}
.ds-card {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  padding: 28px;
}
.ds-card h3 {
  font-size: 11.5px;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--ink-3);
  font-weight: 600;
  margin: 0 0 22px;
  display: flex;
  align-items: center;
  gap: 8px;
}
.ds-card h3::after {
  content: "";
  flex: 1;
  height: 1px;
  background: var(--line);
}

/* Color swatches */
.swatch-row {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 14px;
}
.swatch {
  display: flex;
  flex-direction: column;
  gap: 6px;
}
.swatch-block {
  aspect-ratio: 1.2;
  border-radius: 14px;
  border: 1px solid var(--line);
  position: relative;
  overflow: hidden;
}
.swatch-block.is-light { display: grid; place-items: end start; padding: 12px; }
.swatch-block.is-light::after {
  content: "";
  position: absolute;
  inset: 0;
  background: repeating-linear-gradient(45deg, transparent, transparent 6px, var(--line) 6px, var(--line) 7px);
  opacity: 0.4;
  z-index: 0;
}
.swatch-block.is-light > * { position: relative; z-index: 1; }
.swatch-name {
  font-size: 13px;
  font-weight: 600;
}
.swatch-hex {
  font-family: var(--font-mono);
  font-size: 11.5px;
  color: var(--ink-3);
}

/* Type specimens */
.type-spec {
  display: flex;
  flex-direction: column;
  gap: 22px;
}
.type-row {
  display: grid;
  grid-template-columns: 110px 1fr;
  gap: 24px;
  align-items: baseline;
  padding-bottom: 18px;
  border-bottom: 1px solid var(--line);
}
.type-row:last-child { border-bottom: none; padding-bottom: 0; }
.type-meta {
  font-family: var(--font-mono);
  font-size: 11.5px;
  color: var(--ink-3);
  display: flex;
  flex-direction: column;
  gap: 4px;
}
.type-meta strong { color: var(--ink); font-weight: 500; font-size: 12px; }
.type-sample { line-height: 1; letter-spacing: -0.02em; }
.type-sample.t-display { font-size: 56px; font-weight: 700; }
.type-sample.t-display em { font-family: var(--font-serif); font-style: italic; font-weight: 400; color: var(--primary); }
.type-sample.t-title { font-size: 28px; font-weight: 600; }
.type-sample.t-lede { font-size: 18px; font-weight: 400; color: var(--ink-2); line-height: 1.4; letter-spacing: -0.01em; }
.type-sample.t-body { font-size: 15px; font-weight: 400; color: var(--ink-2); line-height: 1.55; letter-spacing: 0; }
.type-sample.t-caption { font-size: 12px; font-weight: 600; letter-spacing: 0.08em; text-transform: uppercase; color: var(--ink-3); }

/* Button showcase */
.btn-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}
.btn-stack {
  display: flex;
  flex-direction: column;
  gap: 10px;
  align-items: flex-start;
}

/* Mobile preview */
.mobile-row {
  display: flex;
  gap: 24px;
  justify-content: center;
}
.phone {
  width: 240px;
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: 30px;
  padding: 14px 12px;
  box-shadow: var(--shadow-md);
  position: relative;
}
.phone-screen {
  background: var(--bg);
  border-radius: 20px;
  height: 460px;
  overflow: hidden;
  position: relative;
  border: 1px solid var(--line);
}
.phone-status {
  display: flex;
  justify-content: space-between;
  padding: 8px 14px 0;
  font-size: 10px;
  font-weight: 600;
  color: var(--ink);
}
.phone-nav-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 12px 14px;
}
.phone-content {
  padding: 12px 14px;
  font-size: 11px;
}

/* Logo block */
.logo-showcase {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
}
.logo-tile {
  border-radius: 14px;
  padding: 28px 20px;
  display: flex;
  flex-direction: column;
  gap: 16px;
  align-items: flex-start;
  justify-content: space-between;
  min-height: 160px;
}
.logo-tile.is-light { background: white; color: var(--ink); border: 1px solid var(--line); }
.logo-tile.is-dark { background: #0E120F; color: #F3F1E8; }
.logo-tile.is-green { background: var(--primary); color: white; }
.logo-tile.is-mark .logo { font-size: 24px; }
.logo-tile small {
  font-family: var(--font-mono);
  font-size: 10.5px;
  letter-spacing: 0.05em;
  opacity: 0.65;
  text-transform: uppercase;
}

/* Mini chart placeholder */
.minichart {
  height: 50px;
  display: flex;
  align-items: flex-end;
  gap: 4px;
}
.minichart span {
  flex: 1;
  background: var(--primary-soft);
  border-radius: 3px;
  min-height: 6px;
}
.minichart span.is-on { background: var(--primary); }
[data-theme="dark"] .minichart span.is-on { background: var(--primary); }

/* Misc */
.muted { color: var(--ink-3); }
.kbd {
  font-family: var(--font-mono);
  font-size: 11px;
  padding: 2px 6px;
  border: 1px solid var(--line);
  border-bottom-width: 2px;
  border-radius: 5px;
  background: var(--bg);
  color: var(--ink-2);
}

/* Search inline */
.search-pill {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 8px 14px;
  background: var(--bg-2);
  border-radius: 999px;
  font-size: 13.5px;
  color: var(--ink-3);
  min-width: 200px;
}

/* Pricing-ish chip */
.chip {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 5px 12px;
  border-radius: 999px;
  background: var(--bg-2);
  font-size: 12.5px;
  font-weight: 500;
  color: var(--ink-2);
}
.chip.is-green { background: var(--primary-soft); color: var(--primary-deep); }
[data-theme="dark"] .chip.is-green { color: var(--primary); }
.chip.is-warm { background: var(--accent-soft); color: #6B5400; }
[data-theme="dark"] .chip.is-warm { color: var(--accent); }

/* Responsive guardrails */
@media (max-width: 1100px) {
  .hero-bottom, .featured, .cantons, .calc, .cta { grid-template-columns: 1fr; gap: 36px; }
  .guides { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: repeat(2, 1fr); }
  .nav-links { display: none; }
}

/* ============ 3-up guides ============ */
.guides.guides-3 { grid-template-columns: repeat(3, 1fr); }

/* ============ Budget Section ============ */
.budget {
  display: grid;
  grid-template-columns: 1.05fr 1fr;
  gap: 80px;
  align-items: start;
}
.budget-text { display: flex; flex-direction: column; gap: 28px; }
.budget-lede {
  font-size: 20px;
  line-height: 1.5;
  color: var(--ink-2);
  margin: 0;
  max-width: 46ch;
}
.budget-points {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 6px;
  border-top: 1px solid var(--line);
}
.budget-points > li {
  display: grid;
  grid-template-columns: 56px 1fr;
  gap: 18px;
  padding: 22px 0;
  border-bottom: 1px solid var(--line);
  align-items: start;
}
.budget-points .bp-num {
  font-family: var(--font-serif);
  font-style: italic;
  font-size: 32px;
  line-height: 1;
  color: var(--primary);
  font-weight: 400;
}
.budget-points strong {
  display: block;
  font-size: 17px;
  font-weight: 600;
  letter-spacing: -0.01em;
  margin-bottom: 4px;
}
.budget-points span {
  font-size: 14.5px;
  color: var(--ink-2);
  line-height: 1.5;
}
.budget-points em {
  font-family: var(--font-serif);
  font-style: italic;
  font-weight: 400;
  color: var(--primary);
}

.budget-actions {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
  margin-top: 8px;
}
.action-card {
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  padding: 22px 22px 22px;
  background: var(--surface);
  display: flex;
  flex-direction: column;
  gap: 14px;
}
.action-card.is-primary {
  background: var(--primary-tint);
  border-color: color-mix(in srgb, var(--primary) 28%, var(--line));
}
.action-card h4 {
  font-size: 22px;
  margin: 8px 0 0;
  font-weight: 700;
  letter-spacing: -0.02em;
  line-height: 1.1;
}
.action-card h4 em {
  font-family: var(--font-serif);
  font-style: italic;
  font-weight: 400;
  color: var(--primary);
}
.action-card p {
  font-size: 13.5px;
  color: var(--ink-2);
  margin: 0;
  line-height: 1.5;
  flex: 1;
}
.action-card .btn { align-self: flex-start; }

/* Big phone mock */
.budget-phone-wrap {
  position: sticky;
  top: 100px;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 22px;
}
.phone-big {
  width: 320px;
  background: var(--ink);
  border-radius: 44px;
  padding: 12px;
  box-shadow: var(--shadow-lg);
  position: relative;
}
.phone-big::before {
  content: "";
  position: absolute;
  top: 24px;
  left: 50%;
  transform: translateX(-50%);
  width: 110px;
  height: 28px;
  background: #000;
  border-radius: 16px;
  z-index: 2;
}
.phone-big-screen {
  background: var(--bg);
  border-radius: 34px;
  height: 640px;
  overflow: hidden;
  position: relative;
}
.phone-badge {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
  text-align: center;
  max-width: 280px;
}
.phone-badge p {
  font-size: 12.5px;
  color: var(--ink-3);
  margin: 0;
  line-height: 1.4;
}

/* ============ Pilier section ============ */
.pilier-lede {
  font-size: 18px;
  line-height: 1.55;
  color: var(--ink-2);
  max-width: 62ch;
  margin: 0 0 40px;
}

/* Parrainage */
.parrainage {
  margin-top: 56px;
  display: grid;
  grid-template-columns: 360px 1fr;
  gap: 56px;
  align-items: center;
  background: var(--bg-2);
  border: 1px solid var(--line);
  border-radius: var(--radius-xl);
  padding: 48px 52px;
}
.parrainage-graphic {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  padding: 36px 28px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 8px;
}
.parrainage-num {
  font-family: var(--font-serif);
  font-style: italic;
  font-size: 124px;
  line-height: 0.9;
  letter-spacing: -0.04em;
  color: var(--primary);
  font-weight: 400;
}
.parrainage-num sup {
  font-family: var(--font-sans);
  font-style: normal;
  font-size: 24px;
  font-weight: 600;
  color: var(--ink-2);
  vertical-align: top;
  margin-left: 4px;
  top: 18px;
  position: relative;
}
.parrainage h3 {
  font-size: 38px;
  line-height: 1.05;
  letter-spacing: -0.025em;
  font-weight: 700;
  margin: 16px 0 14px;
}
.parrainage h3 em {
  font-family: var(--font-serif);
  font-style: italic;
  font-weight: 400;
  color: var(--primary);
}
.parrainage p {
  font-size: 16px;
  line-height: 1.55;
  color: var(--ink-2);
  margin: 0;
  max-width: 60ch;
}

/* ============ ETF section ============ */
.etf {
  display: grid;
  grid-template-columns: 1fr 1.4fr;
  gap: 40px;
  align-items: stretch;
}
.etf-inputs {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  padding: 32px 32px;
  display: flex;
  flex-direction: column;
  gap: 24px;
}
.etf-result {
  background: var(--ink);
  color: var(--bg);
  border-radius: var(--radius-lg);
  padding: 36px 36px 28px;
  display: flex;
  flex-direction: column;
  gap: 24px;
  position: relative;
  overflow: hidden;
}
[data-theme="dark"] .etf-result {
  background: var(--primary-tint);
  color: var(--ink);
}
.etf-result .calc-label { color: var(--ink-3); opacity: 0.7; }
[data-theme="dark"] .etf-result .calc-label { color: var(--ink-2); opacity: 1; }

.etf-result-head {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
  align-items: end;
}
.etf-fv {
  font-family: var(--font-serif);
  font-style: italic;
  font-size: clamp(54px, 6vw, 88px);
  line-height: 1;
  letter-spacing: -0.04em;
  font-weight: 400;
  margin-top: 8px;
}
.etf-fv sup {
  font-family: var(--font-sans);
  font-style: normal;
  font-size: 20px;
  font-weight: 600;
  color: var(--primary);
  vertical-align: top;
  margin-left: 4px;
  top: 14px;
  position: relative;
}
.etf-split {
  display: flex;
  flex-direction: column;
  gap: 14px;
  padding-left: 28px;
  border-left: 1px solid #ffffff22;
}
[data-theme="dark"] .etf-split { border-color: var(--line); }
.etf-split > div {
  display: flex;
  align-items: flex-start;
  gap: 10px;
}
.etf-dot {
  width: 10px; height: 10px;
  border-radius: 999px;
  margin-top: 8px;
  flex-shrink: 0;
}
.etf-split-num {
  font-family: var(--font-serif);
  font-style: italic;
  font-size: 28px;
  line-height: 1;
  font-weight: 400;
}
.etf-split-lbl {
  font-size: 12.5px;
  opacity: 0.7;
  margin-top: 5px;
}

.etf-chart {
  width: 100%;
  height: 240px;
  display: block;
}
.etf-foot {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding-top: 18px;
  border-top: 1px solid #ffffff22;
  font-size: 14px;
  flex-wrap: wrap;
}
[data-theme="dark"] .etf-foot { border-color: var(--line); }
.etf-foot strong { font-weight: 600; }

/* ===== End of new sections ===== */

/* ============ Responsive overrides (must stay LAST) ============ */
@media (max-width: 1100px) {
  .budget,
  .etf,
  .parrainage { grid-template-columns: 1fr !important; gap: 36px; }
  .guides.guides-3 { grid-template-columns: 1fr !important; }
  .budget-actions { grid-template-columns: 1fr; }
  .etf-result-head { grid-template-columns: 1fr; gap: 18px; }
  .etf-split { padding-left: 0; border-left: none; padding-top: 18px; border-top: 1px solid #ffffff22; }
  .budget-phone-wrap { position: static; }
}
@media (max-width: 720px) {
  .container { padding: 0 22px; }
  .nav-inner { padding: 14px 22px; gap: 16px; }
  .search-pill { display: none; }
  .section { padding: 64px 0 14px; }
  .section-head { grid-template-columns: 1fr; gap: 14px; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
  .parrainage { padding: 32px 26px; }
  .cta { padding: 48px 26px; }
  .phone-big { width: 280px; }
  .phone-big-screen { height: 560px; }
}

/* ── Modal expert ── */
.modal-overlay {
  position: fixed; inset: 0;
  background: rgba(0,0,0,0.45);
  display: flex; align-items: center; justify-content: center;
  z-index: 1000; padding: 20px;
}
.modal-card {
  background: var(--bg);
  border-radius: 18px;
  padding: 36px;
  max-width: 480px; width: 100%;
  position: relative;
  box-shadow: 0 24px 60px rgba(0,0,0,0.18);
}
.modal-card h3 { margin: 14px 0 8px; font-size: 22px; }
.modal-card > p { color: var(--ink-2); font-size: 14.5px; line-height: 1.55; margin-bottom: 20px; }
.modal-card label { display: block; font-size: 13px; font-weight: 600; margin: 12px 0 5px; color: var(--ink); }
.modal-card input, .modal-card textarea {
  width: 100%; box-sizing: border-box;
  border: 1.5px solid var(--line); border-radius: 10px;
  padding: 10px 13px; font-size: 14px; font-family: inherit;
  background: var(--bg); color: var(--ink);
}
.modal-card input:focus, .modal-card textarea:focus {
  outline: none; border-color: var(--primary);
}
.modal-close {
  position: absolute; top: 16px; right: 18px;
  background: none; border: none; font-size: 18px;
  color: var(--ink-3); cursor: pointer; line-height: 1;
}
.modal-confirm { text-align: center; padding: 12px 0; }
.modal-check {
  width: 52px; height: 52px; border-radius: 50%;
  background: var(--primary-soft); color: var(--primary-deep);
  display: grid; place-items: center; margin: 0 auto 16px;
}